Home Equity Loans in Sacramento, CA

Looking to tap into your Sacramento home's equity? Compare home equity loan rates from local lenders to find competitive offers that fit your budget and goals. Whether you're planning a remodel or consolidating debt, we make it easy to explore your options.

Our trusted Sacramento experts provide clear guidance and flexible terms tailored to your needs. Start comparing today and unlock the financial potential of your home with confidence—right here in your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
alturacu
8.027 - 8.83 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in Sacramento, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Sacramento County, CA

Compare other loan types in Sacramento, CA

Why compare Home Equity Loans in Sacramento, CA on LendMesh

If you’re exploring home equity loan rates in Sacramento, CA, take your time comparing offers on LendMesh. Different lenders may provide varying rates and terms that better suit your financial goals. By browsing multiple options, you increase your chances of finding a loan that unlocks your home’s value with more favorable costs and flexible repayment plans. Stay informed and make choices that truly fit your needs.

Consider subscribing to LendMesh’s alert service to stay ahead in Sacramento’s home equity loan market. Simply set your target rate—whether it’s 5% or lower—and receive instant notifications when offers dip below your preferred threshold. Enjoy weekly or monthly updates filled with expert insights, rate trends, and carefully selected loan deals, all delivered directly to your inbox. Join thousands of local borrowers using LendMesh to find smarter, more affordable financing options.

Customers are also interested in:

Discover Home Equity Loan Rates