Home Equity Loans in Sacramento, CA

Looking for the best home equity line interest rates in Sacramento, CA? Compare local lenders to find great rates and flexible terms that fit your needs—whether you’re planning home improvements or consolidating debt.

Sacramento homeowners trust nearby credit unions and banks for personalized service and fast funding. Start comparing today to unlock your home’s value with confidence and support lenders who care about our community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

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🏘️ All the Lenders Available in Sacramento County, CA

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If you're exploring home equity line interest rates in Sacramento CA, taking the time to compare multiple lenders on LendMesh can help you uncover better rates and more affordable options. By reviewing a variety of offers, you’ll gain confidence in choosing the loan that best fits your financial goals and needs—whether for home improvements, debt consolidation, or other expenses.

Stay informed with LendMesh’s subscription service designed for Sacramento borrowers like you. Simply set your ideal interest rate (say 4% or 5%) and receive timely alerts when offers dip below your target. Enjoy expert insights, market trends, and curated loan deals delivered weekly or monthly—helping you stay ahead and secure the best home equity line rates available.

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