Home Equity Loans in Sacramento, CA

Looking for the lowest HELOC loan rates in Sacramento, CA? Compare offers from trusted lenders to find flexible terms that fit your budget and goals. Whether you want to renovate or consolidate debt, tapping into your home’s equity can be simple and stress-free.

Sacramento homeowners deserve clear options and fast approvals. By comparing local home equity loan offers, you can secure competitive rates while supporting a lender who understands your community. Start exploring today and make your home’s value work for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago. Its Home Equity loan shows a fixed APR of 8.25% , unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago. Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

🏦 Local Lenders in Sacramento, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Sacramento County, CA

✅THE GOLDEN 1 CREDIT UNION
✅SAFE 68366 CREDIT UNION
✅PATELCO CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅SACRAMENTO CREDIT UNION
✅HERITAGE COMMUNITY CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅FIRST US COMMUNITY CREDIT UNION
✅SAFE CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅SELFHELP CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅MERIWEST CREDIT UNION
✅CAHP CREDIT UNION
✅VISION ONE CREDIT UNION
✅POLAM 21502 CREDIT UNION

Compare other loan types in Sacramento, CA

Why compare Home Equity Loans in Sacramento, CA on LendMesh

If you’re searching for the lowest HELOC loan rates in Sacramento, CA, it’s wise to keep comparing lenders on LendMesh. Exploring multiple options helps you uncover better deals and find the most affordable rates tailored to your needs. Taking a little extra time now can lead to significant savings and more flexible terms for unlocking your home’s value.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply share your target rate—whether it’s 4% or 5%—and receive instant notifications when offers fall below your goal. Along with weekly or monthly updates, you’ll get expert insights, rate trends, and carefully selected loan deals delivered right to your inbox. Join thousands of Sacramento borrowers who trust LendMesh to stay ahead and seize the best opportunities.

Customers are also interested in:

Lowest Heloc Loan Rates