Home Equity Loans in San Mateo, CA

Looking for the lowest HELOC rates in San Mateo, CA? Compare top local lenders to find flexible home equity options that fit your needs. Whether you’re planning a remodel or need extra cash, you’ll get clear, friendly advice without the hassle.

San Mateo homeowners trust local credit unions for fast funding and personalized service. Unlock your home’s value with competitive rates and terms designed to help you invest in what matters most—your home and your future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
skylacu
6.75 - 8.2 %
15 Yrs
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
dcu
6.75 - 8.49 %
20 Yrs
60 %
techcu
6.75 - 8.5 %
20 Yrs
80 %
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has an APR of 7.99% , also unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past two months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago and also unchanged from 60 days ago. Their Home Equity loan has a fixed APR of 8.25% , steady over the past 7, 30, 60, and 90 days. Both products show no change in rates during these periods.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago.

Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

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