Home Equity Loans in San Francisco, CA

Discover the best home equity loans in San Francisco, CA, tailored to help you fund your next big project or consolidate debt with ease. Compare top local lenders offering competitive rates and flexible terms designed for Bay Area homeowners like you.

Take control of your home’s value today and find fast, friendly loan options that fit your financial goals. Whether you’re remodeling or managing expenses, San Francisco’s trusted lenders are ready to guide you every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
firstent
7.5 - 10 %
10 - 15 Yrs
90 %
patelco
7.5 - 10.25 %
20 Yrs
125 %
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
alturacu
8.027 - 8.97 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today, unchanged from it was 7 days ago. There's no change compared to the last week, and no data is available for 30 or more days ago. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7, 30, and 60 days ago but slightly lower than 90 days ago. The HELOC rates are 7.75% to 8.25% now, up from 7.5% to 8% seven days ago but down compared to 30, 60, and 90 days ago when they were 8% to 8.5% .

First Entertainment has a HELOC with an APR range of 7.5% to 10% today, which is up from 7.25% to 9.75% over the past 7, 30, 60, and 90 days. Its Home Equity loan shows a range of 7.62% to 8.62% now, also higher than 7.38% to 8.38% a week ago and above the rates from 30, 60, and 90 days ago. Patelco's HELOC rates today range from 5.49% to 10.25% , with the upper end higher than 7 and 30 days ago but lower than 90 days ago. The Home Equity loan rates are between 8.06% and 8.31% , unchanged from 7 and 30 days ago but slightly up compared to 60 and 90 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, and 90 days ago. Both rates have stayed steady over these time periods. Altura's HELOC rate is 8.03% today, unchanged from 7, 30, 60, and 90 days ago. The Home Equity rate is 8.97% , up from 8.83% a week ago and 8.84% 30 days ago, but higher than 8.67% 60 days ago and 8.75% 90 days ago.

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If you're searching for the best home equity loans in San Francisco, CA, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options. Exploring a range of offers ensures you find a loan that fits your financial goals and unlocks your home's value with confidence. There’s no rush—keep browsing at your own pace to make the smartest choice.

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