Home Equity Loans in San Francisco, CA

Discover the best home equity loans in San Francisco, CA, tailored to help you fund your next big project or consolidate debt with ease. Compare top local lenders offering competitive rates and flexible terms designed for Bay Area homeowners like you.

Take control of your home’s value today and find fast, friendly loan options that fit your financial goals. Whether you’re remodeling or managing expenses, San Francisco’s trusted lenders are ready to guide you every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 7.24 %
10 Yrs
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
coastccu
6.5 %
10 - 15 Yrs
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
sierracentral
6.5 - 7.625 %
30 Yrs
80 %
partnersfcu
6.5 - 9.22 %
1.7 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
starone
6.5 - 11.5 %
20 Yrs
certifiedfed
6.625 - 7.23 %
0.8 - 15 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Coast Central has a Home Equity rate of 6.5% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months with no changes. This means the APR has been consistent for this product during that time.

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Sierra Central's HELOC has a today's APR range of 6.5% to 7.62% , which is lower than 7 days ago when it was 7.5% . The rate is also down compared to 30 and 60 days ago, which were 7.25% to 7.5% and 7.12% to 7.5% , respectively. Compared to 90 days ago, the APR range has decreased from 7% to 7.5% .

Partners has a HELOC with an APR range of 6.5% to 6.75% today, which is up from 6.25% to 6.5% over the past 7, 30, 60, and 90 days. Their Home Equity loan shows an APR range of 8.1% to 9.22% , slightly higher than 7 and 30 days ago, and also up compared to 60 days ago. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.

Star One's HELOC rates are between 6.5% and 7.22% today, down from 6.75% over the past 7, 30, 60, and 90 days. The Home Equity loan rates remain steady at 6.5% to 11.5% , showing no change compared to 7, 30, 60, or 90 days ago. Certified has a Home Equity rate range of 6.62% to 7.23% today, which is higher than the 6.38% to 6.98% range from 7, 30, 60, and 90 days ago. Its HELOC rate is 7% now, up from 6.75% over the same past periods.

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