Home Equity Loans in Half Moon Bay, CA

Looking to refinance your HELOC in Half Moon Bay, CA? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. Whether you’re renovating or consolidating debt, there’s a smart option waiting for you.

Tap into your home’s equity with confidence. Local experts in Half Moon Bay understand your needs and can guide you through simple, fast refinancing—helping you fund your next project while keeping your finances healthy.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in Half Moon Bay, CA

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🏘️ All the Lenders Available in San Mateo County, CA

✅PROVIDENT 66343 CREDIT UNION
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✅EAST COUNTY SCHOOLS FEDERAL CREDIT UNION
✅SRI FEDERAL CREDIT UNION
✅MONTERRA CREDIT UNION
✅PATELCO CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅THE POLICE CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
✅STANFORD FEDERAL CREDIT UNION
✅POLAM 21502 CREDIT UNION
✅PREMIER ONE CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅SAN MATEO CITY EMPLOYEES FEDERAL CREDIT UNION

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