Home Equity Loans in Salinas, CA

Looking for the best HELOC companies in Salinas, CA? Compare top local lenders offering flexible home equity loans designed to fit your budget and goals. Whether you’re planning a remodel or consolidating debt, find options with competitive rates and quick approvals right here in your community.

Salinas homeowners trust local lenders who understand the area and your needs. Get personalized guidance and choose the right home equity solution to unlock your home's value with confidence. Start comparing today and take the first step toward funding your next project.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

🏦 Local Lenders in Salinas, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Monterey County, CA

✅THE GOLDEN 1 CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BAY FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅MONTEREY CREDIT UNION
✅CORRECTIONS FEDERAL CREDIT UNION

Compare other loan types in Salinas, CA

Why compare Home Equity Loans in Salinas, CA on LendMesh

If you’re searching for HELOC companies in Salinas, CA, take your time comparing lenders on LendMesh to find the best rates and terms that fit your needs. Exploring multiple options can reveal cheaper deals and more flexible loan structures, helping you unlock your home’s value without settling too quickly. Keep browsing and comparing to make a confident, informed decision.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate, whether it’s 5% or 4%. You’ll receive timely notifications the moment offers fall below your preferred threshold, plus weekly or monthly updates with expert insights, rate trends, and curated loan deals. Join thousands of Salinas borrowers who use LendMesh to stay informed and seize the best opportunities as they arise.

Customers are also interested in:

Heloc Companies