Home Equity Loans in Salinas, CA

Looking for the best HELOC companies in Salinas, CA? Compare top local lenders offering flexible home equity loans designed to fit your budget and goals. Whether you’re planning a remodel or consolidating debt, find options with competitive rates and quick approvals right here in your community.

Salinas homeowners trust local lenders who understand the area and your needs. Get personalized guidance and choose the right home equity solution to unlock your home's value with confidence. Start comparing today and take the first step toward funding your next project.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
skylacu
6.75 - 8.2 %
15 Yrs
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
dcu
6.75 - 8.49 %
20 Yrs
60 %
techcu
6.75 - 8.5 %
20 Yrs
80 %
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago. Its Home Equity loan shows a fixed APR of 8.25% , unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago. Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

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