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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-18
Credit Union Loan Rates - Trends & Analysis:
Kinecta's HELOC rates are 5.99% to 7.62% , unchanged from 7, 30, 60, and 90 days ago. The Home Equity rate is 6.87% today, up from 6.74% a week and a month ago but lower than 6.99% from 90 days ago. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period.
The Golden 1 has a HELOC with an APR range of 6.88% to 7.94% today, unchanged from 7, 30, and 90 days ago. This rate range is higher than it was 60 days ago when the minimum APR was 4.99% . The rates have stayed steady recently after rising from the lower level two months back. San Diego County shows a Home Equity APR range of 6.88% to 7.38% today, unchanged from 7 and 30 days ago and nearly unchanged from 60 and 90 days ago. Its HELOC rates remain steady at 8.25% to 8.75% with no change over the past 7, 30, 60, or 90 days. Both products have held their rates stable throughout this period.
Schoolsfirst has a HELOC with an APR range of 6.5% to 10.5% today, which is up from 6.25% to 10.25% over the past 7, 30, 60, and 90 days. Its Home Equity loan shows a range of 6.88% to 11% now, also higher than the 6.75% to 10.88% seen in the last three months. Both products have increased slightly compared to previous periods. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the 60–day range, which was 6.89% to 8.24% . The upper end of the APR has increased compared to two months ago.
Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Usc has a HELOC with a minimum APR of 6.9% today. This rate is up from 6.65% seven days ago and also higher than the rates from 30, 60, and 90 days ago, which were all 6.65% .
Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. California Coast has a Home Equity loan with an APR range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.