Home Equity Loans in Palm Desert, CA

If you’re a Palm Desert homeowner considering a HELOC or home equity loan, now’s the time to explore your options. Comparing offers helps you find the best rates and terms tailored to your goals, whether it’s remodeling or consolidating debt.

Local lenders understand the Palm Desert market and can guide you through the process with ease. Tap into your home’s value confidently and find flexible financing that fits your lifestyle and budget right here in California.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
orangecountyscu
6.75 - 7.5 %
10 - 20 Yrs
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
comfirstcu
6.75 - 7.99 %
20 Yrs
70 %
∞
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
vccuonline
6.75 - 8.25 %
20 Yrs
75 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
techcu
6.75 - 8.5 %
20 Yrs
80 %
∞
blupeak
6.75 - 8.75 %
10 - 15 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago. Its Home Equity loan shows a fixed APR of 8.25% , unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago. Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

🏦 Local Lenders in Palm Desert, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Riverside County, CA

✅ALTURA FEDERAL CREDIT UNION
✅ARROWHEAD FEDERAL CREDIT UNION
✅AMERICAN UNITED FEDERAL CREDIT UNION
✅SUN COMMUNITY FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
✅LA LOMA FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SAN DIEGO COUNTY CREDIT UNION
✅CALIFORNIA COAST CREDIT UNION
✅FRONTWAVE CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅NOVO FEDERAL CREDIT UNION
✅SEA AIR FEDERAL CREDIT UNION
✅AMERICAN FIRST CREDIT UNION

Compare other loan types in Palm Desert, CA

Why compare Home Equity Loans in Palm Desert, CA on LendMesh

If you’re exploring heloc home equity loan options in Palm Desert, CA, it pays to shop around. LendMesh makes it easy to compare multiple lenders side by side, helping you uncover better rates and terms that fit your financial goals. Take your time reviewing offers so you can confidently unlock your home’s value with the best possible deal.

Stay informed effortlessly by subscribing to LendMesh alerts tailored to your target rate. Whether you want updates weekly or monthly, you’ll receive expert insights, market trends, and curated loan deals straight to your inbox. Join thousands of Palm Desert borrowers using LendMesh to stay ahead and seize smart home equity opportunities as soon as they arise.

Customers are also interested in:

Heloc Home Equity Loan