Home Equity Loans in Washington, UT

Looking to tap into your Washington, UT home's equity? Comparing local home equity loan offers helps you find the best rates and terms tailored to your needs—whether it’s for remodeling, debt relief, or other goals.

Washington homeowners trust lenders who understand the community and deliver quick, friendly service. Start comparing today to unlock the value in your home and make your financial plans a reality with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
cypruscu
6.49 - 6.75 %
∞
chartway
6.5 - 6.75 %
20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
dfcu
6.75 %
10 Yrs
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Cyprus has a Home Equity loan with an APR of 6.49% , unchanged from it was 7 and 30 days ago. Their HELOC rate is 6.75% APR, also unchanged from both 7 and 30 days ago. Both rates have stayed steady over the past month. Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Deseret First has a HELOC with a 6.75% APR today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 7% to 7.75% APR, also unchanged from 7, 60, and 90 days ago. Both rates have stayed steady over the past three months.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

🏦 Local Lenders in Washington, UT

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🏘️ All the Lenders Available in Washington County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION

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Why compare Home Equity Loans in Washington, UT on LendMesh

If you’re exploring home equity financing options in Washington, UT, it’s worth taking the time to compare multiple lenders on LendMesh. Different lenders offer varying rates and terms, so browsing through your options can help you find a loan that fits your budget and goals. Keep an open mind and let yourself discover the most affordable and flexible solutions available in your area.

For an even smarter approach, consider subscribing to LendMesh’s personalized alerts. Just set your ideal rate—whether it’s 4%, 5%, or another target—and receive notifications as soon as offers drop below that threshold. Along with timely updates, you’ll get weekly or monthly insights on rate trends and carefully selected loan deals, helping Washington, UT borrowers stay informed and ready to act when the right opportunity comes along.

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