Home Equity Loans in Santa Clara, UT

Looking for the best interest rates on home equity loans in Santa Clara, UT? Compare local lenders to find flexible options that fit your budget and goals. Whether you're planning home improvements or consolidating debt, finding the right loan starts with smart comparisons.

Santa Clara homeowners trust local credit unions for fast funding and personalized service. Tap into your home's value with confidence—explore competitive rates and friendly guidance tailored just for you. Start comparing today to unlock your home's potential with ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
macu
7.24 - 8.24 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Mountain America has a Home Equity rate range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rate is steady at 7.25% with no change over the past 90 days. Both products show stable rates across all recent time periods.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Santa Clara, UT

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Washington County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION

Compare other loan types in Santa Clara, UT

Why compare Home Equity Loans in Santa Clara, UT on LendMesh

If you’re exploring interest home equity loans in Santa Clara, UT, take your time comparing lenders on LendMesh. Checking multiple offers can help you find better rates and more flexible terms that suit your needs. There’s no rush—by reviewing several options, you increase your chances of unlocking your home’s value on the most affordable and favorable terms available.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target interest rate. Just set your preferred rate, and we’ll notify you when offers fall below that threshold. You’ll also receive expert insights, rate updates, and carefully selected loan deals right in your inbox. Join thousands of Santa Clara borrowers who rely on LendMesh to stay informed and make smarter home equity loan decisions.

Customers are also interested in:

Interest Home Equity Loan