Home Equity Loans in Steamboat Springs, CO

Looking to tap into your Steamboat Springs home’s equity? Whether you’re planning a remodel, tackling big projects, or consolidating debt, a home equity line of credit offers flexible access to funds with competitive rates tailored for our mountain community.

Compare offers from trusted lenders right here in Steamboat Springs, CO. Find the best terms and expert guidance to make your home improvements or financial goals easier and faster—without the hassle. Start your search today!

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cudenver
6.25 - 12.75 %
10 - 20 Yrs
80 %
cuofco
6.5 - 8 %
15 Yrs
ent
6.5 - 9.99 %
20 - 25 Yrs
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
10 - 20 Yrs
85 %
dcu
6.75 - 8.49 %
20 Yrs
60 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
meriwest
7 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Credit Union Of Denver has a HELOC with an APR range of 6.25% to 12.75% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 4.95% . Credit Union Of Colorado, A has a HELOC with rates from 6.5% to 7.75% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the range was 3.5% to 18% . Its Home Equity loan rates are 7.5% to 8% , the same as both 7 and 30 days ago. Ent's HELOC has an APR range of 6.5% to 9.99% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago.

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