Home Equity Loans in Lubbock, TX

Looking for a HELOC line of credit in Lubbock, TX? Compare competitive offers to find flexible terms that fit your budget and goals. Whether renovating or consolidating debt, a home equity line can give you the financial freedom you need with quick, easy access to funds.

Lubbock homeowners trust local lenders who understand the community and provide personalized service. Explore your options today to unlock your home’s value, enjoy fast funding, and get expert guidance every step of the way. Your perfect HELOC solution is just a few clicks away.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
credithuman
7.385 - 8.322 %
20 Yrs
80 %
∞
nusenda
7.5 - 8.25 %
10 - 20 Yrs
80 %
∞
eecu
7.75 - 8 %
30 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the APR over this time. Credit Human's Home Equity rates today range from 7.38% to 8.32% , which is slightly higher than 7 days ago when rates were between 7.36% and 8.3% . Compared to 30 days ago, the rates have increased from 7.15% to 8.22% . The rates are also up from 60 and 90 days ago, when they ranged from 7.06% to 8% and 7% to 7.9% , respectively.

Nusenda's Home Equity loan has an APR range of 7.5% to 8.25% today, which is up from 7.38% to 8.12% seven and 30 days ago but higher than 7.25% to 8% 60 days ago. The HELOC rate is 7.62% now, unchanged from both seven and 30 days ago, but it was lower at 7.25% 60 days ago. Eecu's HELOC has a 7.75% APR today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Home Equity loan shows an 8% APR now, unchanged from 7 and 30 days ago but up from the range of 5.5% to 6.38% seen 60 days ago.

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🏘️ All the Lenders Available in Lubbock County, TX

✅WESTEX FEDERAL CREDIT UNION
✅CAPROCK SANTA FE CREDIT UNION
✅TEXAS TECH FEDERAL CREDIT UNION
✅FIRST BASIN CREDIT UNION
✅ALLIANCE 97103 CREDIT UNION
✅CITIZENS FEDERAL CREDIT UNION
✅CAPITAL 24930 CREDIT UNION
✅COMPLEX COMMUNITY FEDERAL CREDIT UNION

Compare other loan types in Lubbock, TX

Why compare Home Equity Loans in Lubbock, TX on LendMesh

If you’re exploring your options for a HELOC line of credit in Lubbock, TX, take your time comparing lenders on LendMesh. Finding the right deal means looking beyond the first offer and discovering rates and terms that truly fit your needs. With a little patience, you can unlock the best value from your home’s equity without rushing into anything.

Stay informed effortlessly by subscribing to LendMesh’s alert service tailored for Lubbock borrowers. Simply set your ideal rate—say 4% or 5%—and receive notifications when offers dip below your target. Whether you prefer weekly or monthly updates, you’ll get expert insights, trending rates, and curated loan deals delivered directly to your inbox, helping you make smarter, timely decisions.

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