Home Equity Loans in Lubbock, TX

Looking for the best bank to get a HELOC in Lubbock, TX? Compare local lenders offering flexible borrowing options tailored to your needs. Whether you’re planning home improvements or consolidating debt, find the right terms and fast funding close to home.

Lubbock homeowners trust lenders who combine friendly service with expert guidance. Explore competitive rates and discover how unlocking your home’s equity can help you reach your financial goals with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6 - 6.75 %
velocitycu
6 - 8.25 %
20 Yrs
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
advancial
6.09 - 7.69 %
15 Yrs
uhcu
6.2 - 6.344 %
ecu
6.2 - 9.65 %
100 %
firstmarkcu
6.24 - 9.19 %
5 - 25 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 7.24 %
10 Yrs
85 %
wellbyfinancial
6.25 - 8 %
30 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Velocity's Home Equity loan has an APR range of 6% to 6.75% today, which is lower than 7 days ago but the same as 30 days ago and 60 days ago. The Improvement loan's APR range is 7% to 8.25% , down from 7.3% to 8.35% seven days ago.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. Advancial's Home Equity loan has an APR range of 6.09% to 7.69% today, unchanged from it was 7 and 30 days ago. This rate range is slightly higher than 60 and 90 days ago when it was 6.01% to 7.66% . United Heritage has a HELOC with a 6.2% APR today, unchanged from 7 and 30 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from both 7 and 30 days ago. Both rates have stayed steady over the past month.

Educators has a Home Equity loan with an APR range of 6.2% to 9.65% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are 6.24% to 8.74% now, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Firstmark's Home Equity loan has an APR range of 6.24% to 7.24% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 6.87% . The HELOC rate is steady at 6.63% , the same as it was 7, 30, and 60 days ago. Their Improvement loan APR ranges from 7.89% to 9.19% , with no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

Jsc has a HELOC with an APR range of 4.99% to 6.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.25% to 8% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 6.99% .

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Why compare Home Equity Loans in Lubbock, TX on LendMesh

If you’re in Lubbock, TX and searching for the best bank to get a HELOC, it’s worth exploring multiple lenders on LendMesh to uncover better deals and more affordable rates. Taking the time to compare options helps you find flexible terms that truly fit your financial goals. Remember, the right choice could unlock your home’s value with a loan tailored to your needs.

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