Home Equity Loans in San Antonio, TX

Looking to tap into your San Antonio home's equity? A HELOC can be a smart way to fund big projects, consolidate debt, or cover unexpected expenses with flexible terms tailored for local homeowners.

Compare offers from trusted lenders right here in San Antonio, TX. Find the best rates and expert guidance to unlock your home’s potential with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
uhcu
6.2 - 6.344 %
ecu
6.2 - 9.65 %
100 %
firstmarkcu
6.24 - 9.19 %
5 - 25 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %
wellbyfinancial
6.25 - 8 %
30 Yrs
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
unitedfcu
6.3 - 7.25 %
15 Yrs
90 %
chartway
6.5 - 6.75 %
20 Yrs
90 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Heritage has a HELOC with a 6.2% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Educators has a Home Equity loan with an APR range of 6.2% to 9.65% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.24% and 8.74% , also unchanged over the past 7, 30, and 60 days. Both products have steady rates with no recent changes.

Firstmark's Home Equity rates are 6.24% to 7.24% today, the same as 7 days ago but higher than the 6.24% to 6.87% range from 30, 60, and 90 days ago. The HELOC rate is steady at 6.63% , unchanged from both 7 and 30 days ago. Improvement loan rates remain at 7.89% to 9.19% , with no change over the past 90 days. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Jsc's HELOC rates are 4.99% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the rate was 6.5% . Their Home Equity loan rates are 6.25% to 8% , the same as 7 and 30 days ago, but lower than 60 days ago when the minimum was 6.99% . The 90–day rate for Home Equity matches today's range. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . United has a Home Equity loan with an APR range of 6.3% to 18% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC has a range of 7% to 18% today, unchanged from 7, 30, and 60 days ago, but the minimum rate was lower 90 days ago at 4.99% . Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .

Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

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