Home Equity Loans in Bonham, TX

Looking for the lowest HELOC rates in Bonham, TX? Compare local lenders to find the best deal for your home equity loan. Whether you’re planning renovations or need extra cash, you’ll find flexible terms and friendly service right here in your community.

Tap into your home’s value with confidence. Our trusted Bonham lenders offer quick approvals and competitive rates, helping you make smart financial moves without the hassle. Start comparing now to see how much you can save.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
figfcu
6.74 - 6.99 %
20 Yrs
100 %
bfcu
6.75 %
10 Yrs
penfed
6.75 %
85 %
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
skyone
6.75 - 8 %
10 - 20 Yrs
80 %
dcu
6.75 - 8.49 %
20 Yrs
techcu
6.75 - 8.5 %
20 Yrs
80 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges.

Barksdale has a HELOC with a 6.75% APR today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

🏦 Local Lenders in Bonham, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Fannin County, TX

Compare other loan types in Bonham, TX

Why compare Home Equity Loans in Bonham, TX on LendMesh

If you’re searching for the lowest HELOC loan rates in Bonham, TX, it’s smart to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and find loan options that truly fit your financial goals. Taking the time to shop around can make all the difference in unlocking your home’s value with favorable rates and terms.

To stay ahead on the best HELOC rates in Bonham, consider subscribing to LendMesh alerts. Just set your target rate—whether it’s 4% or 5%—and get notified as soon as offers meet your criteria. You’ll receive expert insights, rate updates, and hand-picked loan deals weekly or monthly, all designed to help you make informed decisions and seize the right opportunity for your home equity needs.

Customers are also interested in:

Lowest Heloc Loan Rates