Home Equity Loans in Kansas City, MO

Looking to tap into your Kansas City home's value? A HELOC can provide flexible funds for renovations, debt consolidation, or unexpected expenses. Comparing local lenders helps you find the best rates and terms tailored to your needs.

KC homeowners trust community credit unions for fast approvals and friendly service. Explore your options today to secure affordable financing with experts who understand the market and your goals right here in Missouri.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
mazuma
7 - 8.25 %
10 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs
∞
communityamerica
8.74 - 9.24 %
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-30

Credit Union Loan Rates - Trends & Analysis:

Mazuma has a HELOC with an APR range of 7% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than it was 60 and 90 days ago, when the minimum APR was 6% . The maximum APR has stayed steady at 8.25% over the past 90 days. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. First Community has a Home Equity loan with an APR range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Communityamerica has a HELOC with an APR range of 5.24% to 8.74% today, unchanged from 7 and 30 days ago but lower than the 30, 60, and 90–day ranges that went up to 18% . Their Home Equity loan shows an APR range of 6.74% to 9.24% , unchanged from 7 and 30 days ago.

🏦 Local Lenders in Kansas City, MO

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🏘️ All the Lenders Available in Clay County, MO

✅PUBLIC SAFETY CREDIT UNION
✅COMMUNITYAMERICA CREDIT UNION
✅BURLINGTON NORTHTOWN COMMUNITY CREDIT UNION
✅CSD CREDIT UNION
✅KANSAS CITY CREDIT UNION
✅MAZUMA CREDIT UNION
✅CENTRAL COMMUNICATIONS CREDIT UNION
✅MAINSTREET FEDERAL CREDIT UNION

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If you’re looking to get a HELOC in Kansas City, MO, it pays to explore your options. LendMesh makes it easy to compare multiple lenders side by side, helping you find better deals and more affordable rates. Taking a little extra time now could save you money and secure terms that truly fit your needs. Keep browsing and comparing to unlock the best possible home equity loan or line of credit for your situation.

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