Home Equity Loans in Houghton, MI

Looking for current HELOC interest rates in Houghton, MI? Start here to compare competitive offers that fit your budget and goals. Whether you’re planning a home renovation or need extra funds, finding the right rate is easier with local options tailored to your needs.

Houghton homeowners trust lenders who understand the community and offer flexible terms with fast funding. Explore your home equity loan choices today and take the first step toward unlocking your home's value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
frankenmuthcu
6.75 - 8.9 %
15 Yrs
80 %
tlccu
6.75 - 8.945 %
25 Yrs
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
navyfederal
7.34 %
5 Yrs
70 %
cuone
7.74 - 8.638 %
5 - 15 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Frankenmuth's Home Equity loan rates are between 6.75% and 8.9% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR range over the past three months. Tlc Community has a HELOC with an APR range of 6.75% to 6.92% , unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 7% to 8.95% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Credit Union One has a HELOC with a 7.74% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a range from 7.88% to 8.64% APR, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

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