Home Equity Loans in Harbor Springs, MI

Looking for a line of credit in Harbor Springs, MI? Discover home equity loan offers that fit your needs, whether you’re planning a remodel or need extra funds. Comparing local banks helps you find the best rates and terms tailored to your unique situation.

Harbor Springs homeowners appreciate working with lenders who know the community and value personalized service. Take the first step today to unlock your home’s potential with flexible, affordable options designed to help your projects and financial goals come to life.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
adviacu
6.25 %
10 Yrs
70 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
pfcu4me
6.25 - 7.125 %
∞
cfcu
6.25 - 7.24 %
5 Yrs
80 %
∞
american1cu
6.25 - 8 %
20 Yrs
∞
veridiancu
6.25 - 8 %
∞
directionscu
6.25 - 8.25 %
10 Yrs
90 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Advia's HELOC has an APR range of 5.2% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is higher than it was 90 days ago when the range was 4.7% to 4.95% . University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Pfcu has a HELOC rate of 6.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Its Home Equity loan rate is 7.12% now, up from 6.88% seven days ago and higher than the 7% rate 30 and 90 days ago. The Home Equity rate has increased compared to 60 days ago when it was 6.75% .

Community Financial has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but higher than the 5.25% to 6.25% range from 30 days ago. Its Home Equity rate is steady at 7.24% , unchanged from 7, 30, 60, and 90 days ago. American 1 has a HELOC rate of 6.25% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate ranges from 7.5% to 8% , also unchanged compared to the last 7, 30, 60, and 90 days. Both products have steady rates over the past few months.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Directions has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 7.75% to 8.25% , also unchanged from the past 90 days. Both products have steady rates over this period. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

🏦 Local Lenders in Harbor Springs, MI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Emmet County, MI

✅ST FRANCIS X CREDIT UNION
✅STRAITS AREA FEDERAL CREDIT UNION
✅NORTHLAND AREA FEDERAL CREDIT UNION
✅4FRONT CREDIT UNION

Compare other loan types in Harbor Springs, MI

Why compare Home Equity Loans in Harbor Springs, MI on LendMesh

If you’re searching for line of credit banks in Harbor Springs, MI, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. By reviewing options side by side, you can choose the line of credit that fits your financial goals with confidence and ease.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—whether it’s 4% or 5%—and we’ll notify you as soon as offers dip below your target. Receive weekly or monthly updates packed with expert insights, trending rates, and hand-picked loan options, helping Harbor Springs borrowers like you stay ahead and never miss out on great opportunities.

Customers are also interested in:

Line Of Credit Banks