Filters
Looking for the best equity loan rates today in Richland, MI? Compare local offers easily to find affordable options that fit your budget and goals. Whether you’re planning a home upgrade or consolidating debt, we help you unlock your home’s value with clear, friendly guidance.
Richland homeowners deserve loan options that are simple and supportive. With competitive rates and flexible terms from trusted local lenders, you can move forward with confidence. Start comparing today and see how much your home equity can do for you in our community.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Community Choice has a HELOC with an APR range of 6.5% to 6.99% today. This is lower than the 7–day, 30–day, and 60–day ranges, which were all 6.5% to 8.5% . Compared to 90 days ago, the range is slightly higher since it was 6.25% to 7.5% .
Community Financial's HELOC APR is 4.75% to 6.5% today, down from 6.25% seven and thirty days ago and lower than the 5.25% to 6.25% range sixty days ago. The Home Equity rate is steady at 7.24% , unchanged over the past 90 days. Pfcu's HELOC rate is 6.5% today, up from 6.25% at 7, 30, 60, and 90 days ago. The Home Equity rate is 7.5% , unchanged from 7 and 30 days ago but higher than it was at 30, 60, and 90 days ago. Dow has a HELOC with an APR of 6.5% , unchanged from it was 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 9.31% today, up from 9.06% seven days ago and higher than the rates from 30, 60, and 90 days ago.
Consumers has a HELOC with an APR range of 6.5% to 9.99% today. This is up from 6.25% to 9.75% seven, 30, 60, and 90 days ago. The rates have increased slightly compared to all those previous periods. Wings Financial has a HELOC with an APR range of 6.5% to 14% today, unchanged from it was 7, 30, and 60 days ago. The rate range was lower 90 days ago, starting at 6.5% but only going up to 9% . This means the upper end of the APR range has increased since then, while the minimum rate stayed steady.
Genisys' Home Equity loan has an APR range of 6.51% to 7.01% today, which is higher than the rates from 7, 30, and 90 days ago that were 6.26% to 6.76% . The HELOC rate stays the same at 6.52% to 7.5% compared to 7, 30, 60, and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes. Michigan State University has a Home Equity loan with an APR range of 6.64% to 8.15% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.75% and 7.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.