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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28
Credit Union Loan Rates - Trends & Analysis:
Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Indiana Members has a Home Equity rate range of 6.38% to 8.62% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.25% , also unchanged from 7, 30, and 60 days ago. Both products have steady rates over the past few months. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time.
Forum has a Home Equity loan with an APR range of 6.49% to 10.24% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.75% , also the same as it was one week and one month ago. Both rates have stayed steady over the past several weeks. Crane has a Home Equity rate range of 6.5% to 7.5% today, unchanged from 7 and 90 days ago. Its HELOC rates are between 6.75% and 15% now, higher than the 6.75% to 7.75% range from 90 days ago. Purdue's Home Equity loan has an APR range of 6.5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago. The HELOC rate is 7.25% today, up from 7% over the past 7, 30, and 60 days, and higher than 6.75% from 90 days ago.
Elements Financial has a Home Equity rate range of 6.5% to 8.37% today. This is lower than the 7.99% to 8.24% range seen 30, 60, and 90 days ago. The rates have dropped compared to the past month and earlier periods. Heritage's HELOC rate is 6.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity loan rate is between 6.88% and 9.38% , steady compared to 7 and 30 days ago but lower than the 7.25% to 9.25% range seen 60 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.
Indiana University has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range of 3.99% to 6.75% seen 60 and 90 days ago.