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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20
Credit Union Loan Rates - Trends & Analysis:
Indiana Members has a Home Equity rate range of 6.38% to 8.62% today, unchanged from 7 and 30 days ago but higher than the 60–day low range of 6.38% to 6.62% . Their HELOC rates are steady at 6.75% to 7.25% across 7, 30, 60, and 90 days. Both products show no change recently except the Home Equity rate was lower two months ago. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC product shows no change either, with rates from 6.75% to 8.75% across all those time periods. Both products have steady rates over the past three months.
Forum has a Home Equity loan with an APR range of 6.49% to 10.24% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.75% , also the same as it was one week and one month ago. Both rates have stayed steady over the past several weeks. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months.
Crane's Home Equity rates are 6.5% to 7.5% today, the same as 7, 30, and 60 days ago but lower than 90 days ago. The HELOC rates are 7% to 8% now, up from 6.75% to 7.75% seven days ago and higher than 30 and 60 days ago, which had a wider range up to 15% . Elements Financial has a HELOC rate of 6.5% today, unchanged from 60 days ago. Their Home Equity loan rate is between 8.17% and 8.37% , higher than the 7–and 30–day rates of 6.5% to 8.37% . Compared to 60 and 90 days ago, the Home Equity rate is also up from 7.99% to 8.24% .
Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Indiana University has a HELOC with a minimum APR of 6.75% today, unchanged from 7, 30, and 60 days ago. The rate is higher than the range from 90 days ago, which was 3.99% to 6.75% . Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% .
Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.