Home Equity Loans in Indianapolis, IN

Looking to tap into your home’s equity in Indianapolis, IN? Compare competitive home equity loan rates from trusted local lenders to find the best fit for your needs. Whether it’s for remodeling or consolidating debt, smart choices start here.

Enjoy flexible terms and fast funding designed with Hoosiers in mind. Our expert guidance makes unlocking your home’s value easy and stress-free—so you can focus on what matters most in your Indianapolis home.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
imcu
6.375 - 8.625 %
5 Yrs
90 %
∞
centra
6.49 - 9.49 %
15 Yrs
100 %
∞
forumcu
6.49 - 10.24 %
6 - 15 Yrs
95 %
∞
cranecu
6.5 - 7.75 %
10 Yrs
90 %
∞
purduefed
6.5 - 8 %
20 Yrs
80 %
∞
elements
6.5 - 8.37 %
10 - 15 Yrs
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
iucu
6.75 %
90 %
∞
penfed
6.75 %
85 %
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Indiana Members has a Home Equity rate range of 6.38% to 8.62% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.25% , also unchanged from 7, 30, and 60 days ago. Both products have steady rates over the past few months. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time.

Forum has a Home Equity loan with an APR range of 6.49% to 10.24% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.75% , also the same as it was one week and one month ago. Both rates have stayed steady over the past several weeks. Crane has a Home Equity rate range of 6.5% to 7.5% today, unchanged from 7 and 90 days ago. Its HELOC rates are between 6.75% and 15% now, higher than the 6.75% to 7.75% range from 90 days ago. Purdue's Home Equity loan has an APR range of 6.5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago. The HELOC rate is 7.25% today, up from 7% over the past 7, 30, and 60 days, and higher than 6.75% from 90 days ago.

Elements Financial has a Home Equity rate range of 6.5% to 8.37% today. This is lower than the 7.99% to 8.24% range seen 30, 60, and 90 days ago. The rates have dropped compared to the past month and earlier periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Indiana University has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range of 3.99% to 6.75% seen 60 and 90 days ago. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week.

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✅INDIANA MEMBERS CREDIT UNION
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✅ELEMENTS FINANCIAL FEDERAL CREDIT UNION
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✅HOOSIER UNITED CREDIT UNION
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✅FAMILY HORIZONS CREDIT UNION
✅KEMBA INDIANAPOLIS CREDIT UNION
✅MT ZION INDIANAPOLIS FEDERAL CREDIT UNION
✅FORUM CREDIT UNION
✅FIREFIGHTERS 97052 CREDIT UNION
✅H A L E FEDERAL CREDIT UNION
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✅FINANCIAL CENTER FIRST CREDIT UNION
✅HARVESTER FINANCIAL CREDIT UNION
✅INDIANA UNIVERSITY CREDIT UNION
✅CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION
✅CHICAGOS BRAVEST CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

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