Home Equity Loans in Edinburgh, IN

Looking for the best home equity refinance rates in Edinburgh, IN? Our local lenders offer competitive options that fit your budget, whether you’re planning a remodel or consolidating debt. Start comparing today to find a rate that works for you.

Edinburgh homeowners trust flexible terms and fast funding to unlock their home's value. With friendly, community-focused support right here in Indiana, you can feel confident taking the next step toward a brighter financial future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
imcu
6.375 - 8.625 %
5 Yrs
90 %
centra
6.49 - 9.49 %
15 Yrs
100 %
forumcu
6.49 - 10.24 %
6 - 15 Yrs
95 %
cranecu
6.5 - 7.75 %
10 Yrs
90 %
purduefed
6.5 - 8 %
20 Yrs
80 %
elements
6.5 - 8.37 %
10 - 15 Yrs
100 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
iucu
6.75 %
90 %
penfed
6.75 %
85 %
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Indiana Members has a Home Equity rate range of 6.38% to 8.62% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.25% , also unchanged from 7, 30, and 60 days ago. Both products have steady rates over the past few months. Centra's Home Equity loan has an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 6.75% to 8.75% , showing no change over the past 90 days. Both products have kept their rates stable during this time.

Forum has a Home Equity loan with an APR range of 6.49% to 10.24% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.75% , also the same as it was one week and one month ago. Both rates have stayed steady over the past several weeks. Crane has a Home Equity rate range of 6.5% to 7.5% today, unchanged from 7 and 90 days ago. Its HELOC rates are between 6.75% and 15% now, higher than the 6.75% to 7.75% range from 90 days ago. Purdue's Home Equity loan has an APR range of 6.5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago. The HELOC rate is 7.25% today, up from 7% over the past 7, 30, and 60 days, and higher than 6.75% from 90 days ago.

Elements Financial has a Home Equity rate range of 6.5% to 8.37% today. This is lower than the 7.99% to 8.24% range seen 30, 60, and 90 days ago. The rates have dropped compared to the past month and earlier periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Indiana University has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range of 3.99% to 6.75% seen 60 and 90 days ago. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week.

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