Home Equity Loans in Elyria, OH

Looking to tap into your Elyria, OH home's equity? Compare local loan offers to find the best rates and terms tailored for your needs. Whether it’s a remodel, debt consolidation, or a big project, there’s a home equity solution waiting for you.

Our friendly lenders in Elyria understand the community and are ready to help you unlock your home’s potential quickly and easily. Get personalized guidance and fast funding so you can start your next chapter with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
wpcu
6.75 - 12.25 %
5 - 15 Yrs
100 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Wright–Patt Credit Union, Inc. has a Home Equity loan with an APR range of 6.75% to 10% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates also stay steady at 6.75% to 12.25% over the same time periods. Both products show no change in rates recently. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Elyria, OH

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Lorain County, OH

✅LORMET COMMUNITY FEDERAL CREDIT UNION
✅THE CATHOLIC CREDIT UNION
✅COMMUNITY STAR CREDIT UNION
✅ACHIEVE CREDIT UNION
✅GENFED FINANCIAL CREDIT UNION
✅FIREFIGHTERS COMMUNITY CREDIT UNION
✅ACME FEDERAL CREDIT UNION
✅CLEVELAND SELFRELIANCE FEDERAL CREDIT UNION
✅OHIO EDUCATIONAL CREDIT UNION

Compare other loan types in Elyria, OH

Why compare Home Equity Loans in Elyria, OH on LendMesh

If you’re exploring equity house loans in Elyria, OH, take your time comparing lenders on LendMesh to uncover the best rates and terms tailored to your needs. Checking multiple options helps ensure you find affordable solutions without rushing into a decision, giving you confidence in unlocking your home’s value for renovations, debt consolidation, or other goals.

Consider subscribing to LendMesh for personalized alerts that keep you informed on Elyria’s loan market. Set your target rate, and we’ll notify you when offers dip below your threshold. With expert insights, rate updates, and curated deals delivered weekly or monthly, you’ll join thousands of smart borrowers staying ahead and never missing a great opportunity.

Customers are also interested in:

Equity House