Home Equity Loans in Utica, OH

Looking for the best home equity refinance rates in Utica, OH? You’re in the right place. Compare offers from trusted local lenders who understand your community and can help you find flexible terms that fit your budget and goals.

Whether you want to renovate your home or consolidate debt, tapping into your home’s equity can be a smart move. Start comparing rates today to unlock fast funding and expert guidance right here in Utica.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
kemba
6.25 - 7.24 %
80 %
veridiancu
6.25 - 8 %
directionscu
6.25 - 8.25 %
10 Yrs
90 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
717cu
6.25 - 11 %
20 Yrs
100 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
20 Yrs
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Kemba Financial has a HELOC with an APR range of 6.25% to 7.24% today. This rate is the same as it was 7 and 30 days ago but higher than the 6.25% to 6.49% range seen 60 and 90 days ago. The upper end of the range has increased since then, while the minimum rate has stayed steady. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Directions has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 7.75% to 8.25% , also unchanged from the past 90 days. Both products have steady rates over this period. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% .

Seven Seventeen has a HELOC with an APR range of 6.25% to 11% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a range of 6.25% to 7.1% APR, also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

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