Home Equity Loans in Lexington, KY

Looking to tap into your Lexington home's value? Comparing home equity loan rates in Lexington, KY lets you find the best deal for your needs—whether it’s for renovations, debt consolidation, or big purchases.

Local lenders understand our community and offer flexible terms with competitive rates. Start comparing today to unlock fast, friendly service and the best home equity options right here in Lexington.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Lexington, KY

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🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION
✅METRO EMPLOYEES CREDIT UNION
✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

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Why compare Home Equity Loans in Lexington, KY on LendMesh

If you’re in Lexington, KY and looking for the best home equity rates, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and find more affordable choices tailored to your needs. Taking a little extra time to shop around can make a big difference in securing a loan that fits your financial goals.

Consider subscribing to LendMesh to get personalized alerts based on your target rate—whether it’s 4% or 5%. You’ll receive timely notifications when offers drop below your threshold, along with expert insights, rate trends, and carefully selected loan deals delivered weekly or monthly. Join thousands of Lexington borrowers who use LendMesh to stay informed and seize the best home equity opportunities.

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