Home Equity Loans in Berea, KY

Looking for the best HELOC banks in Berea, KY? Compare local lenders offering competitive rates and flexible home equity loans tailored to your needs. Whether you’re planning renovations or consolidating debt, you’ll find options that fit your budget and timeline right here in Berea.

Unlock your home's potential with a trusted home equity loan or line of credit. Berea homeowners enjoy personalized service and fast funding from lenders who understand the community. Start comparing offers today to find the right fit for your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 7.24 %
10 Yrs
85 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
aboundcu
6.5 %
100 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
membersheritage
6.75 %
penfed
6.75 %
20 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
heritagefederal
6.75 - 9.5 %
15 Yrs
100 %
cafcu
6.75 - 12.25 %
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Abound has a HELOC with a minimum APR of 6.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Members Heritage has a HELOC with a minimum APR of 6.75% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

Heritage's HELOC rate is steady at 6.75% , the same as 7, 30, and 60 days ago. Its Home Equity loan rate today ranges from 7% to 9.5% , unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rate for Home Equity was slightly higher on the low end but the same on the high end compared to today. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

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