Home Equity Loans in Louisville, KY

Looking to explore current home equity rates in Louisville, KY? Compare offers from trusted local lenders to find flexible options that fit your needs, whether it’s home improvements or consolidating debt.

Tap into your home’s value with confidence. Local credit unions offer competitive rates and personalized support to help you make the most of your Louisville home’s equity.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
aboundcu
6.5 %
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
membersheritage
6.75 %
∞
penfed
6.75 %
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
heritagefederal
6.75 - 9.38 %
15 Yrs
100 %
∞
cafcu
6.75 - 12.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Abound has a HELOC with a minimum APR of 6.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Members Heritage has a HELOC with a minimum APR of 6.75% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. Heritage's HELOC rate is 6.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity loan rate is between 6.88% and 9.38% , steady compared to 7 and 30 days ago but lower than the 7.25% to 9.25% range seen 60 and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

🏦 Local Lenders in Louisville, KY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jefferson County, KY

✅ADVANZ FEDERAL CREDIT UNION
✅MSD FEDERAL CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION
✅LOUISVILLE FEDERAL CREDIT UNION
✅TRANSCEND CREDIT UNION
✅L N CREDIT UNION
✅KEMBA LOUISVILLE CREDIT UNION
✅CLASS ACT FEDERAL CREDIT UNION
✅BROWNFORMAN EMPLOYEES CREDIT UNION
✅LIBERTY FEDERAL CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅YOUNG COMMUNITY FEDERAL CREDIT UNION
✅BEACON COMMUNITY CREDIT UNION
✅K I T FEDERAL CREDIT UNION
✅RURAL COOPERATIVES CREDIT UNION
✅AUTOTRUCK FINANCIAL CREDIT UNION
✅ONE VISION FEDERAL CREDIT UNION
✅ABOUND FEDERAL CREDIT UNION

Compare other loan types in Louisville, KY

Why compare Home Equity Loans in Louisville, KY on LendMesh

If you’re searching for current home equity rates in Louisville, KY, keep exploring your options on LendMesh. Comparing multiple lenders helps you discover better deals and more affordable rates tailored to your needs. Taking the time to shop around empowers you to unlock your home’s value with confidence and find the loan terms that work best for your financial goals.

Stay on top of Louisville’s home equity market by subscribing to LendMesh alerts. Simply set your target rate—whether 4% or 5%—and we’ll notify you when offers fall below that threshold. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, making it easy to make informed decisions and seize the best opportunities available.

Customers are also interested in:

Current Home Equity Rates