Home Equity Loans in Louisville, KY

Looking for the best home equity loan options in Louisville, KY? Compare offers from trusted local lenders to find competitive rates and flexible terms tailored to your needs. Whether you want to renovate or consolidate debt, unlocking your home’s value has never been easier.

Louisville homeowners deserve a smooth, straightforward loan process with personalized support. Explore your choices today and see how you can turn your home equity into cash quickly, with lenders who understand our community and care about your goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 7.24 %
10 Yrs
85 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
aboundcu
6.5 %
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
membersheritage
6.75 %
∞
penfed
6.75 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
heritagefederal
6.75 - 9.5 %
15 Yrs
100 %
∞
cafcu
6.75 - 12.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Abound has a HELOC with a minimum APR of 6.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Members Heritage has a HELOC with a minimum APR of 6.75% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

Heritage's HELOC rate is steady at 6.75% , the same as 7, 30, and 60 days ago. Its Home Equity loan rate today ranges from 7% to 9.5% , unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rate for Home Equity was slightly higher on the low end but the same on the high end compared to today. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

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If you’re searching for the best home equity loan options in Louisville, KY, taking time to compare different lenders on LendMesh can help you uncover better deals and more affordable rates. Exploring a variety of offers ensures you find terms that truly fit your needs, whether it’s for home improvements or debt consolidation. Keep browsing at your own pace and make confident decisions without feeling rushed.

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