Home Equity Loans in Orange Beach, AL

Looking to tap into your home’s value in Orange Beach, AL? Compare today’s HELOC rates easily and find the best offers tailored to your needs. Whether you’re planning renovations or consolidating debt, smart choices start with clear, local guidance.

Orange Beach homeowners trust lenders who offer quick funding and flexible terms. Explore competitive HELOC options designed to fit your lifestyle and financial goals, all while supporting our vibrant coastal community. Start comparing now to unlock the possibilities in your home equity.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
alabamaone
6 - 9 %
15 Yrs
100 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
allincu
6.25 - 7.75 %
10 - 15 Yrs
∞
veridiancu
6.25 - 8 %
∞
guardiancu
6.25 - 8.75 %
20 Yrs
90 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
familysavingscu
6.7 - 8.75 %
20 Yrs
100 %
∞
fivestarcu
6.75 %
∞
penfed
6.75 %
85 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Alabama One has a Home Equity loan with an APR range of 6% to 9% , unchanged from 7 and 30 days ago. Their HELOC rates are between 7.25% and 8.75% , unchanged from 7, 30, 60, and 90 days ago. Both products show stable rates over the past three months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . All In has a HELOC with an APR range of 6.25% to 7.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.75% , also unchanged from the past 90 days. Both rates have stayed steady over this period.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Guardian has a HELOC with an APR range of 6.25% to 8.75% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 6.49% to 8.69% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Family Savings has a Home Equity rate range of 6.7% to 8.2% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago. Their HELOC rates remain steady at 7.25% to 8.75% compared to 7, 30, 60, and 90 days ago.

Five Star has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

🏦 Local Lenders in Orange Beach, AL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Baldwin County, AL

✅BALDWIN COUNTY FEDERAL CREDIT UNION
✅ALL IN FEDERAL CREDIT UNION
✅NAVIGATOR FEDERAL CREDIT UNION
✅FAMILY SECURITY CREDIT UNION
✅NEW HORIZONS CREDIT UNION
✅ALABAMA CREDIT UNION
✅MOBILE EDUCATORS CREDIT UNION
✅TYNDALL FEDERAL CREDIT UNION
✅PEN AIR CREDIT UNION
✅THE INFIRMARY FEDERAL CREDIT UNION
✅MIDISLAND CREDIT UNION
✅WEYCO COMMUNITY CREDIT UNION
✅JACKSON COUNTY TEACHERS CREDIT UNION
✅MERIDIAN MUTUAL FEDERAL CREDIT UNION

Compare other loan types in Orange Beach, AL

Why compare Home Equity Loans in Orange Beach, AL on LendMesh

If you’re exploring HELOC rates today in Orange Beach, AL, taking the time to compare lenders on LendMesh can help you uncover better deals and more affordable options tailored to your needs. There’s no need to rush—browse at your own pace and find the loan that truly fits your financial goals, whether it’s for home improvements or consolidating debt.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, like 4% or 5%, and get notified as soon as offers fall below that mark. You’ll receive expert insights, rate trends, and curated loan deals right in your inbox weekly or monthly. Join many Orange Beach homeowners who trust LendMesh to stay ahead and secure the best HELOC opportunities.

Customers are also interested in:

Heloc Rates Today