Home Equity Loans in Montgomery, AL

Looking for the best HELOC rates in Montgomery, AL? Compare local lenders easily to find competitive offers that fit your needs. Whether you're planning a remodel or need extra cash, exploring your options helps you make smarter financial decisions.

Unlock your home's value with flexible terms and quick funding right here in Montgomery. Trusted lenders provide personalized support to guide you through the process, so you can confidently tap into your equity and achieve your goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
alabamaone
6 - 9 %
15 Yrs
100 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 7.24 %
10 Yrs
85 %
allincu
6.25 - 7.75 %
10 - 15 Yrs
veridiancu
6.25 - 8 %
guardiancu
6.25 - 8.75 %
20 Yrs
90 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
familysavingscu
6.7 - 8.75 %
20 Yrs
100 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. Alabama One has a Home Equity loan with an APR range of 6% to 9% , unchanged from 7 and 30 days ago. Their HELOC rates are between 7.25% and 8.75% , unchanged from 7, 30, 60, and 90 days ago. Both products show stable rates over the past three months.

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

All In has a HELOC with an APR range of 6.25% to 7.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.75% , also unchanged from the past 90 days. Both rates have stayed steady over this period. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Guardian has a HELOC with an APR range of 6.25% to 8.75% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 6.49% to 8.69% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Family Savings has a Home Equity rate range of 6.7% to 8.2% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago. Their HELOC rates remain steady at 7.25% to 8.75% compared to 7, 30, 60, and 90 days ago.

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