Home Equity Loans in Montgomery, AL

Looking for the best place to get a HELOC in Montgomery, AL? Compare local offers to find flexible rates and terms that fit your budget. Whether you’re planning home improvements or consolidating debt, getting the right deal starts here.

Montgomery homeowners trust lenders who understand the community and move quickly to fund your loan. Start comparing today to unlock your home’s value with confidence and expert support tailored to your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
alabamaone
6 - 9 %
15 Yrs
100 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
allincu
6.25 - 7.75 %
10 - 15 Yrs
∞
veridiancu
6.25 - 8 %
∞
guardiancu
6.25 - 8.75 %
20 Yrs
90 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
familysavingscu
6.7 - 8.75 %
20 Yrs
100 %
∞
fivestarcu
6.75 %
∞
penfed
6.75 %
85 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Alabama One has a Home Equity loan with an APR range of 6% to 9% , unchanged from 7 and 30 days ago. Their HELOC rates are between 7.25% and 8.75% , unchanged from 7, 30, 60, and 90 days ago. Both products show stable rates over the past three months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . All In has a HELOC with an APR range of 6.25% to 7.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.75% , also unchanged from the past 90 days. Both rates have stayed steady over this period.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Guardian has a HELOC with an APR range of 6.25% to 8.75% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 6.49% to 8.69% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Family Savings has a Home Equity rate range of 6.7% to 8.2% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago. Their HELOC rates remain steady at 7.25% to 8.75% compared to 7, 30, 60, and 90 days ago.

Five Star has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

🏦 Local Lenders in Montgomery, AL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Montgomery County, AL

✅ALABAMA ONE CREDIT UNION
✅GUARDIAN CREDIT UNION
✅ALABAMA STATE EMPLOYEES CREDIT UNION
✅MAX CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅APCO EMPLOYEES CREDIT UNION
✅GUARDIAN 68374 CREDIT UNION
✅FEDMONT FEDERAL CREDIT UNION
✅AUBURN UNIVERSITY CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅MONTGOMERY VA FEDERAL CREDIT UNION

Compare other loan types in Montgomery, AL

Why compare Home Equity Loans in Montgomery, AL on LendMesh

If you’re searching for the best place to get a HELOC in Montgomery, AL, take your time exploring multiple lenders on LendMesh. Comparing different offers helps you spot better rates and terms tailored to your needs. By reviewing a variety of options, you can confidently unlock your home’s value with a flexible, affordable solution that fits your financial goals without rushing into the first deal you see.

Stay ahead in Montgomery’s home equity loan market by subscribing to LendMesh’s alerts. Simply set your target rate, like 4% or 5%, and get notified the moment offers dip below your preferred threshold. Choose weekly or monthly updates packed with expert insights, rate trends, and curated loan deals. Join thousands of savvy borrowers who trust LendMesh to help them find smarter, more affordable financing opportunities.

Customers are also interested in:

Best Place To Get A Heloc