Home Equity Loans in Port Charlotte, FL

Looking for the best home equity loan interest rates in Port Charlotte, FL? Compare top local lenders to find flexible terms that fit your needs, whether you’re planning a renovation or consolidating debt. It’s easy to unlock your home’s value with competitive rates right here in your community.

Port Charlotte homeowners trust lenders who combine fast funding with personalized advice. Start your search today to secure a loan that supports your goals and keeps more money in your pocket. Discover how affordable a home equity loan can be when you shop smart and local.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
firstflorida
6.75 - 11.25 %
10 - 20 Yrs
80 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
communityfirstfl
6.79 - 7.25 %
10 - 20 Yrs
90 %
∞
pefcu
6.83 - 7.294 %
15 - 20 Yrs
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
alabamacu
7.25 - 8.25 %
90 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
growfinancial
7.75 - 9.5 %
10 - 20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. First Florida has a HELOC with an APR range of 6.75% to 11.25% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which started at 4.99% . The minimum APR has gone up since two months ago, while the maximum rate stayed the same.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Community First Credit Union Of Flo has a Home Equity rate today between 6.8% and 7.14% , which is up from 7 days ago but higher than 30, 60, and 90 days ago. Their HELOC rate is steady at 7.25% , unchanged from 7, 30, and 60 days ago. Publix Employees has a Home Equity rate range of 6.83% to 7.29% today. This is slightly lower than 7 days ago but higher than 30 days ago. Compared to 60 and 90 days ago, the rates are up as well.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Alabama has a HELOC with an APR range of 7.25% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 8.25% , and also up from 90 days ago when it was 7% to 8% . Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Grow Financial's HELOC rate is 7.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is 9.38% to 9.5% now, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. It's also up compared to 90 days ago.

🏦 Local Lenders in Port Charlotte, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Charlotte County, FL

✅ACHIEVA CREDIT UNION CREDIT UNION
✅SUNCOAST CREDIT UNION
✅FLORIDA CENTRAL CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION

Compare other loan types in Port Charlotte, FL

Why compare Home Equity Loans in Port Charlotte, FL on LendMesh

If you’re in Port Charlotte, FL, exploring home equity loan interest rates today, take your time comparing offers on LendMesh. Different lenders bring different rates and terms, so browsing multiple options can help you uncover better deals and save money. Our platform makes it easy to weigh your choices without pressure, empowering you to find the loan that fits your goals and budget perfectly.

Stay informed with LendMesh’s subscription service tailored for Port Charlotte borrowers. Simply set your target interest rate—whether it’s 4% or 5%—and receive alerts the moment lenders offer rates below your goal. Along with personalized notifications, you’ll get weekly or monthly updates packed with expert insights, market trends, and hand-picked loan deals, all delivered straight to your inbox. Join thousands of smart homeowners who trust LendMesh to keep them ahead and in control.

Customers are also interested in:

Home Equity Loan Interest Rates Today