Home Equity Loans in Saint Petersburg, FL

Looking for the best HELOC banks in Saint Petersburg, FL? Compare local lenders to find competitive rates and flexible terms that fit your unique needs. Whether you’re planning home improvements or consolidating debt, a home equity line of credit can help you unlock your home’s potential.

Saint Petersburg homeowners trust local banks and credit unions for fast funding and personalized service. Take a moment to explore your options and get expert guidance from lenders who understand our community. Finding the right HELOC is easier when you shop smart and choose a partner near you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dfcufinancial
6.49 - 8.99 %
5 - 15 Yrs
90 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
ccuflorida
6.5 - 14 %
30 Yrs
80 %
∞
wingsfinancial
6.5 - 14 %
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
usfcu
6.75 %
5 - 15 Yrs
∞
vystarcu
6.75 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dfcu Financial has a Home Equity rate range of 6.49% to 8.99% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are 6.5% to 8.5% now, also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the range was 4.99% to 18% . Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Community Credit Union Of Florida has a Home Equity rate range of 6.49% to 14% , unchanged from 30, 60, and 90 days ago. The HELOC rate range is 6.5% to 12% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the minimum was 3.99% . Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Usf Federal Credit Union has a Home Equity rate of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Vystar has a HELOC with a 6.75% APR today, unchanged from it was 60 days ago. There's no change compared to the past two months. No other recent rate data is available for this product. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Saint Petersburg, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Pinellas County, FL

✅ACHIEVA CREDIT UNION CREDIT UNION
✅USF FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅SUNCOAST CREDIT UNION
✅FLORIDA CENTRAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SUMA FEDERAL CREDIT UNION
✅GROW FINANCIAL FEDERAL CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅MIDFLORIDA CREDIT UNION
✅GTE FEDERAL CREDIT UNION
✅PINELLAS FEDERAL CREDIT UNION
✅CITYCOUNTY EMPLOYEES CREDIT UNION
✅FICARE FEDERAL CREDIT UNION
✅ECU CREDIT UNION

Compare other loan types in Saint Petersburg, FL

Why compare Home Equity Loans in Saint Petersburg, FL on LendMesh

If you’re exploring heloc banks in Saint Petersburg, FL, take your time to compare multiple lenders on LendMesh. Finding the right deal can make a big difference in your monthly payments and overall costs. By browsing various options, you can uncover competitive rates and flexible terms that fit your financial goals, helping you unlock your home’s value with confidence.

Stay informed effortlessly with LendMesh’s subscription option. Simply set your ideal rate—say 4% or 5%—and receive alerts when offers in Saint Petersburg drop below your target. You’ll also get weekly or monthly updates filled with expert insights, market trends, and curated loan deals. Join thousands of savvy borrowers who trust LendMesh to stay ahead and seize the best home equity opportunities.

Customers are also interested in:

Heloc Banks