Home Equity Loans in Melbourne, FL

Looking to tap into your home’s equity in Palm Bay, FL? Compare competitive interest rates on home equity lines of credit from trusted local lenders who understand your needs and offer flexible terms tailored to your goals.

Whether you’re planning a home upgrade or consolidating debt, finding the right HELOC can save you money and stress. Explore your options today with lenders who care about our Palm Bay community and your financial future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
gogulfwinds
6 - 7.61 %
5 - 20 Yrs
90 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
sccu
6.25 - 7.74 %
1 - 20 Yrs
∞
allincu
6.25 - 7.75 %
10 - 15 Yrs
∞
veridiancu
6.25 - 8 %
∞
partnersfcu
6.25 - 9.08 %
20 Yrs
80 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
dortonline
6.25 - 10.75 %
15 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-31

Credit Union Loan Rates - Trends & Analysis:

Gulf Winds has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 6% to 7.61% APR, also unchanged from the past 90 days. Both rates have stayed steady over this period. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago. Space Coast has a HELOC with an APR range of 6.25% to 7% today, unchanged from 7 and 60 days ago. Their Home Equity loan shows a range of 6.49% to 7.74% , also unchanged from 7 and 60 days ago. Both products have steady rates over the past two months. All In has a HELOC with an APR range of 6.25% to 7.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 7.75% , also unchanged from the past 90 days. Both rates have stayed steady over this period.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Partners has a HELOC rate range of 6.25% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rates are 8.08% to 9.08% now, up slightly from 8.04% to 9.14% seven days ago and higher than 7.9% to 8.93% thirty days ago. The Home Equity rates have also risen compared to 60 and 90 days ago.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Dort Financial has a HELOC with an APR range of 6.25% to 10.75% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 7% . Their Home Equity loan shows an APR range of 6.49% to 7.74% , unchanged from 7, 30, 60, and 90 days ago.

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Why compare Home Equity Loans in Melbourne, FL on LendMesh

If you’re in Palm Bay, FL, exploring interest rates on home equity lines of credit, take your time to compare multiple lenders on LendMesh. Finding the right deal means looking beyond the first offer—there’s often a better rate or more flexible terms just waiting to be discovered. Use LendMesh to compare options side-by-side and unlock the best value for your home’s equity.

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