Home Equity Loans in Jacksonville, FL

Ready to tap into your Saint Johns home’s value? Whether you’re planning a remodel, paying off debt, or handling big expenses, comparing home equity loans can help you find the best rates and terms that fit your needs.

Local lenders in Saint Johns, FL offer fast, friendly service with flexible options tailored just for you. Start exploring your home equity loan choices today and unlock funds to bring your plans to life.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dortonline
6.25 - 10.75 %
15 Yrs
90 %
midflorida
6.28 - 7 %
15 Yrs
100 %
achievacu
6.375 - 7 %
5 - 20 Yrs
80 %
dfcufinancial
6.49 - 8.99 %
5 - 15 Yrs
90 %
vystarcu
6.5 - 7.25 %
20 Yrs
80 %
launchcu
6.5 - 7.625 %
20 Yrs
100 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
ccuflorida
6.5 - 14 %
30 Yrs
80 %
wingsfinancial
6.5 - 14 %
80 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Dort Financial has a HELOC with an APR range of 6.25% to 10.75% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 7% . Their Home Equity loan shows no change in APR, holding steady at 6.49% to 7.74% over the past 90 days. Midflorida's Home Equity rates today range from 6.28% to 7% , which is slightly higher on the upper end compared to 7, 30, and 60 days ago when the top rate was 6.75% . The HELOC rates remain steady at 6.75% to 18% , showing no change from 7, 30, 60, or 90 days ago.

Achieva Credit Union has a Home Equity rate range of 6.38% to 6.75% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Its HELOC rate range is 6.75% to 7% , unchanged from 7, 30, and 60 days ago. Dfcu Financial has a Home Equity loan with an APR range of 6.49% to 8.99% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.5% and 8.5% , also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the minimum APR was 4.99% .

Vystar's Home Equity loan has an APR range of 6.5% to 7.25% today, which is higher than 90 days ago when it ranged from 6.25% to 7% . The HELOC rate is steady at 6.75% , unchanged from 7, 60, and 90 days ago. Launch Credit Union has a HELOC with an APR range of 6.5% to 7.62% today. This rate is the same as it was 7 days ago but higher than the 6.25% minimum seen 30, 60, and 90 days ago. The maximum rate has stayed steady over the past three months. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.

Community Credit Union Of Florida has a Home Equity rate range of 6.49% to 14% , unchanged from 30, 60, and 90 days ago. The HELOC rate range is 6.5% to 12% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the minimum was 3.99% . Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

🏦 Local Lenders in Jacksonville, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Johns County, FL

Compare other loan types in Jacksonville, FL

Why compare Home Equity Loans in Jacksonville, FL on LendMesh

If you're exploring how to discover home equity in Saint Johns, FL, take your time comparing offers on LendMesh. Browsing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. With so many options available, a little extra research can make a big difference in finding the right loan for your home improvements or financial goals.

Consider subscribing to LendMesh for personalized alerts that keep you informed without the hassle. Simply set your target rate and receive notifications the moment offers dip below that mark. Whether weekly or monthly, you'll get expert insights, market trends, and hand-picked loan deals straight to your inbox—helping Saint Johns homeowners stay ahead and seize the best opportunities.

Customers are also interested in:

Discover Home Equity