Home Equity Loans in Jacksonville, FL

Looking to tap into your Jacksonville home's value? Comparing home equity loan rates from trusted local banks can help you find low rates and flexible terms designed to fit your needs, whether it’s for remodeling, debt consolidation, or unexpected expenses.

Jacksonville lenders offer personalized service with fast funding and community-focused support. Start comparing offers today to unlock the best rates and turn your home’s equity into real opportunity without hassle.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
achievacu
6.375 - 7 %
5 - 20 Yrs
80 %
∞
dfcufinancial
6.49 - 8.99 %
5 - 15 Yrs
90 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
ccuflorida
6.5 - 14 %
30 Yrs
80 %
∞
wingsfinancial
6.5 - 14 %
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
usfcu
6.75 %
5 - 15 Yrs
∞
vystarcu
6.75 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Achieva Credit Union has a Home Equity rate range of 6.38% to 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are 6.75% to 7% today, unchanged from 7 and 30 days ago but lower than the 7% to 7.75% range seen 60 days ago. Dfcu Financial has a Home Equity rate range of 6.49% to 8.99% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are 6.5% to 8.5% now, also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the range was 4.99% to 18% .

Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Community Credit Union Of Florida has a Home Equity rate range of 6.49% to 14% , unchanged from 30, 60, and 90 days ago. The HELOC rate range is 6.5% to 12% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the minimum was 3.99% .

Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Usf Federal Credit Union has a Home Equity rate of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Vystar has a HELOC with a 6.75% APR today, unchanged from it was 60 days ago. There's no change compared to the past two months. No other recent rate data is available for this product.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

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If you’re searching for the banks with the best home equity loan rates in Jacksonville, FL, taking the time to compare multiple lenders on LendMesh can help you uncover more affordable options and better terms. Exploring different offers ensures you find a loan that truly fits your budget and financial goals without rushing your decision.

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