Home Equity Loans in Columbus, GA

Looking for the lowest rate HELOC loans in Columbus, GA? Compare trusted local lenders who offer flexible terms and expert support to help you use your home’s equity wisely. Whether it’s for renovations or debt consolidation, finding the right loan starts here.

Unlock your home’s value with confidence. Columbus homeowners trust community lenders for fast funding and personalized service that fits their needs. Start comparing rates today and take the first step toward smarter financial flexibility.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
creditunion1
6.24 - 6.25 %
5 - 20 Yrs
90 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 7.24 %
10 Yrs
85 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
georgiasown
6.5 %
95 %
vystarcu
6.5 - 7.25 %
20 Yrs
80 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
wingsfinancial
6.5 - 14 %
80 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Credit Union 1 has a HELOC with an APR range of 6.24% to 6.25% today. This rate is lower than it was 30 and 60 days ago, when the APR was 6.75% . There is no data for 7 days ago, but the current rate shows a clear decrease compared to the past month and two months. University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% .

Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Georgia'S Own has a HELOC with a 6.5% APR today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Vystar's Home Equity loan has an APR range of 6.5% to 7.25% today, which is higher than 90 days ago when it ranged from 6.25% to 7% . The HELOC rate is steady at 6.75% , unchanged from 7, 60, and 90 days ago.

Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

🏦 Local Lenders in Columbus, GA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Muscogee County, GA

Compare other loan types in Columbus, GA

Why compare Home Equity Loans in Columbus, GA on LendMesh

If you’re searching for the lowest rate HELOC loans in Columbus, GA, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side by side, helping you uncover better deals and more affordable rates tailored to your needs. Take your time and review offers thoughtfully—finding the right loan could mean significant savings over time.

Stay informed with LendMesh’s subscription service designed for borrowers in Columbus, GA. Set your ideal rate—whether it’s 5%, 4%, or lower—and receive personalized alerts as soon as matching offers become available. Along with timely updates, you’ll get expert insights, market trends, and curated loan deals delivered weekly or monthly to your inbox. Join thousands of smart borrowers who trust LendMesh to stay ahead and seize the best home equity opportunities.

Customers are also interested in:

Lowest Rate Heloc Loans