Home Equity Loans in Athens, GA

Looking for the best equity line of credit interest rates in Athens, GA? Discover competitive offers tailored to your needs, whether you’re renovating your home or managing expenses. Local lenders provide clear options and friendly support to help you make the right choice.

Tap into your home’s value with confidence right here in Athens. Compare flexible terms and fast funding options from trusted lenders who understand our community. Getting started is easy, so you can focus on what matters most—your goals and your home.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
peachstatefcu
6.25 - 7.5 %
15 Yrs
80 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
georgiasown
6.5 %
95 %
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
wingsfinancial
6.5 - 14 %
80 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
familysavingscu
6.7 - 8.75 %
20 Yrs
100 %
fivestarcu
6.75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Peach State has a HELOC with an APR range of 4% to 18% , which is unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 6.5% to 7.5% today, up from 6.25% to 7.25% over the past 7, 30, and 60 days. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago.

Georgia'S Own has a HELOC with a 6.5% APR today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months.

Wings Financial has a HELOC with an APR range of 6.5% to 14% today, unchanged from it was 7, 30, and 60 days ago. The rate range was lower 90 days ago, starting at 6.5% but only going up to 9% . This means the upper end of the APR range has increased since then, while the minimum rate stayed steady. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes.

Family Savings has a Home Equity rate range of 6.7% to 8.2% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago. Their HELOC rates remain steady at 7.25% to 8.75% compared to 7, 30, 60, and 90 days ago. Five Star has a HELOC with a 6.75% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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Equity Line Of Credit Interest Rates