Home Equity Loans in Charleston, SC

Looking to tap into your Charleston home's equity? Compare home equity loan offers from trusted local lenders who understand the South Carolina market and can help you find competitive rates and flexible terms tailored to your needs.

Whether you're planning a big renovation or consolidating debt, exploring your options in Charleston ensures you get fast funding and friendly service from experts who care about your financial goals. Start comparing today to make the most of your home’s value.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
familytrust
6.75 - 11.25 %
∞
foundersfcu
6.75 - 11.75 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
scscu
7.75 %
∞
growfinancial
7.75 - 9.5 %
10 - 20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

Family Trust has a HELOC with an APR range of 6.75% to 11.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Founders has a HELOC with an APR range of 6.75% to 11.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. S. C. State has a HELOC with a 7.75% APR today, unchanged from it was 7, 30, and 60 days ago. This rate is higher than the range of 4.5% to 18% seen 90 days ago.

Grow Financial's HELOC rate is 7.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is 9.38% to 9.5% now, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. It's also up compared to 90 days ago.

🏦 Local Lenders in Charleston, SC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Charleston County, SC

✅SOUTH CAROLINA FEDERAL CREDIT UNION
✅REV FEDERAL CREDIT UNION
✅S C STATE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅CPM FEDERAL CREDIT UNION
✅STATE DEPARTMENT FEDERAL CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅LATITUDE 32 FEDERAL CREDIT UNION

Compare other loan types in Charleston, SC

Why compare Home Equity Loans in Charleston, SC on LendMesh

If you’re searching for the best place to get a home equity loan in Charleston, SC, it pays to compare multiple lenders. Exploring your options on LendMesh helps you uncover competitive rates and flexible terms tailored to your needs. Take your time reviewing offers so you can confidently unlock your home’s value with the right loan for renovations, debt consolidation, or other goals.

Stay one step ahead by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and receive timely notifications when loan offers drop below your threshold. You’ll get expert insights, rate trends, and curated deals delivered weekly or monthly, making it easier for Charleston borrowers like you to secure the best home equity loan without missing any opportunities.

Customers are also interested in:

The Best Place To Get A Home Equity Loan