Home Equity Loans in Midlothian, VA

Looking for fixed home equity loan rates in Midlothian, VA? Compare trusted local lenders offering clear terms and rates designed to fit your budget. Whether updating your home or consolidating debt, find the right loan to unlock your home's value with confidence.

Our Midlothian community banks and credit unions prioritize fast funding and personalized service. Explore competitive offers tailored to your needs and enjoy the peace of mind that comes with predictable, fixed payments. Start comparing today and take the next step toward your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
freedomfirst
6.75 - 7.75 %
20 Yrs
90 %
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
hfcu
6.865 - 10.615 %
20 Yrs
100 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Freedom First has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan rate is 6.75% , steady from 7 and 30 days ago but lower than the 6.75% to 7.75% range seen 60 and 90 days ago. The Other loan program shows a 7.75% APR, the same as 7 and 30 days earlier. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has an APR of 7.99% , also unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past two months.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Midlothian, VA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Chesterfield County, VA

✅CALL FEDERAL CREDIT UNION
✅VIRGINIA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅ARGENT FEDERAL CREDIT UNION
✅CONNECTS FEDERAL CREDIT UNION
✅HENRICO FEDERAL CREDIT UNION
✅VIRGINIA STATE UNIVERSITY FEDERAL CREDIT UNION
✅HOMEBASE FEDERAL CREDIT UNION

Compare other loan types in Midlothian, VA

Why compare Home Equity Loans in Midlothian, VA on LendMesh

If you’re searching for fixed home equity loan rates in Midlothian, VA, it pays to explore multiple lenders on LendMesh. Comparing options helps you discover better deals and potentially lower rates tailored to your needs. Take your time to review various offers and find the best fit for your financial goals—unlock your home’s value with confidence and ease.

Stay informed with LendMesh’s subscription service, designed to keep Midlothian borrowers in the loop. Simply set your target rate, like 4% or 5%, and receive alerts when offers dip below that mark. Enjoy expert insights, market trends, and curated loan deals sent weekly or monthly, helping you make smarter decisions and never miss a valuable opportunity.

Customers are also interested in:

Home Equity Loan Rates Fixed