Home Equity Loans in Chesapeake City, MD

Looking to access your home’s equity in Chesapeake City, MD? Local credit unions offer competitive rates and flexible home equity loans tailored to your needs. Whether you’re planning renovations or consolidating debt, comparing offers helps you find the best fit for your financial goals.

Chesapeake City homeowners trust community-focused lenders who provide personalized service and fast funding. Explore multiple credit unions to discover friendly experts ready to guide you through the process, making it easy and stress-free to tap into your home’s value.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
patriotfcu
6.49 - 7.49 %
90 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
apgfcu
6.75 - 7.75 %
90 %
∞
secumd
6.75 - 8.24 %
1 - 20 Yrs
90 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
towerfcu
6.75 - 9.49 %
30 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Patriot has a HELOC with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Aberdeen Proving Ground has a HELOC with an APR range of 6.75% to 7.75% today. This rate range is the same as it was 7 days, 30 days, and 60 days ago. The rates have stayed steady over the past two months. State Employees Cu Of Maryland, Inc has a HELOC with an APR range of 4.24% to 8.24% today. This rate range is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. Tower has a HELOC with an APR range of 6.75% to 8.25% today, unchanged from 7 and 30 days ago but higher than 30 days ago. Their Home Equity loan shows an APR range of 7% to 9.49% , unchanged from 7, 30, and 60 days ago, but the top rate is higher than it was 90 days ago.

🏦 Local Lenders in Chesapeake City, MD

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Cecil County, MD

✅THIOKOL ELKTON FEDERAL CREDIT UNION
✅DEXSTA FEDERAL CREDIT UNION
✅ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
✅CECIL COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅CENTRAL CREDIT UNION OF MARYLANDIN CREDIT UNION

Compare other loan types in Chesapeake City, MD

Why compare Home Equity Loans in Chesapeake City, MD on LendMesh

If you’re exploring the best credit unions for home equity loans in Chesapeake City, MD, it’s wise to keep comparing offers to find the most affordable and flexible options. LendMesh makes it easy to browse multiple lenders side-by-side, helping you unlock your home’s value with the right terms for your needs—whether for renovations, debt consolidation, or other goals. Taking a little extra time to compare could save you money and secure a deal that fits your financial plan.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate. Simply set your ideal interest rate, and we’ll notify you as soon as lenders in Chesapeake City offer rates below your threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, you’ll stay informed and ready to act. Join thousands of smart borrowers who trust LendMesh to help them find great opportunities without the hassle.

Customers are also interested in:

Best Credit Unions For Home Equity Loans