Home Equity Loans in Philadelphia, PA

Looking to tap into your Philadelphia home's value? A home equity loan can provide the funds you need for remodeling, debt consolidation, or other goals. Comparing offers helps you find the best rates and terms that fit your budget and timeline.

Philadelphia homeowners trust local lenders who understand the community and offer quick, reliable funding. Explore your options today to unlock your home’s equity with confidence and support from experts who care about your financial success.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
trumarkonline
5.99 - 7.99 %
20 Yrs
∞
peoplefirst
6 - 6.75 %
20 Yrs
∞
eriefcu
6 - 7 %
5 - 15 Yrs
∞
heritagefcu
6 - 7 %
20 Yrs
∞
clearviewfcu
6 - 7.04 %
5 - 20 Yrs
80 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
citadelbanking
6.24 - 7 %
0.5 - 20 Yrs
∞
fmfcu
6.24 - 10.74 %
20 Yrs
85 %
∞
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Trumark Financial has a Home Equity loan with an APR range of 5.99% to 7.99% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 5.99% and 7.24% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past three months.

People First has a Home Equity APR range of 6% to 6.75% today, which is higher than 7 days ago and also up from 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% , unchanged from 7, 30, and 90 days ago. Erie's Home Equity loan has a today's APR range of 6% to 7% , which is higher than the 7, 30, and 60 days ago range of 5.25% to 7% . Compared to 90 days ago, the minimum APR is up from 5.25% while the maximum APR is also higher than the previous 6.25% .

Heritage Financial has a HELOC with an APR range of 4.49% to 6.25% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 7% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Clearview has a HELOC with an APR range of 6% to 6.49% today, unchanged from 7, 30, and 90 days ago. Its Home Equity loan shows an APR range of 6.24% to 7.04% , also unchanged from 7, 30, and 90 days ago. Both products have steady rates over the past three months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Citadel's HELOC rates today range from 3.99% to 7% , up from 3.99% to 6.75% seven days ago but lower than the steady 6.75% seen over the past 30, 60, and 90 days. Its Home Equity loan rates are between 6.24% and 6.76% , unchanged from a week ago and slightly lower than the 6.31% to 6.76% range seen 30 and 60 days ago. The 90–day rate range for Home Equity is similar to today's.

Franklin Mint's HELOC rates are 6.24% to 7.24% today, which is higher than 7, 30, 60, and 90 days ago when they were 5.99% to 6.99% . The Home Equity loan rates remain steady at 7.99% to 10.74% , unchanged from 30, 60, and 90 days ago. Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days.

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