Home Equity Loans in Philadelphia, PA

Looking to tap into your Philadelphia home's equity? Comparing HELOC loan interest rates in Philly helps you find the best deal that fits your budget and goals. Whether it’s for renovations or debt consolidation, smart choices start with knowing your options.

Local lenders in Philadelphia offer competitive rates and flexible terms designed with you in mind. You’ll get friendly, personalized service that makes unlocking your home’s value easy and stress-free—supporting your financial goals while staying connected to the community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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Why compare Home Equity Loans in Philadelphia, PA on LendMesh

If you’re searching for HELOC loan interest rates in Philadelphia, PA, taking the time to compare multiple lenders can help you find better deals and more affordable options. LendMesh makes it easy to explore a variety of offers side-by-side so you can confidently choose the best fit for your financial goals. Keep exploring and comparing to unlock your home’s value with terms that work for you.

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