Home Equity Loans in Philadelphia, PA

Looking to tap into your Philadelphia home's value? Comparing local banks for home equity loans helps you find the best rates and terms tailored to your needs. Whether it’s for remodeling or consolidating debt, the right lender makes all the difference.

Philadelphia homeowners appreciate lenders who understand the community and offer quick approvals with friendly service. Explore your options today to find flexible home equity loans designed to support your financial goals with ease and confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 7.24 %
10 Yrs
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
patriotfcu
6.49 - 7.49 %
90 %
∞
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
bcu
6.75 - 7 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Patriot has a HELOC with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

🏦 Local Lenders in Philadelphia, PA

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Why compare Home Equity Loans in Philadelphia, PA on LendMesh

If you’re searching for the best banks for equity loans in Philadelphia, PA, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options. Exploring different offers allows you to find the loan that truly fits your financial needs and goals, whether you’re planning home improvements or consolidating debt. Keep browsing to make a confident, informed decision.

Stay ahead in the Philadelphia market by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as lenders offer rates below your goal. Choose weekly or monthly updates packed with expert insights, rate trends, and curated loan deals—delivered directly to your inbox. Join thousands of borrowers in Philadelphia who use LendMesh to secure the best home equity loans without missing a beat.

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