Home Equity Loans in Philadelphia, PA

Looking for the best home equity line of credit in Philadelphia? Compare offers from trusted local banks and credit unions to find flexible terms and competitive rates tailored to your needs. Whether it’s home improvements or debt consolidation, Philly lenders are here to help you unlock your home’s value.

Philadelphia residents enjoy personalized service and fast funding from lenders who understand the local market. Take a moment to explore your options and choose a home equity loan that fits your budget and goals—making your next project or financial plan easier and more affordable.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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Why compare Home Equity Loans in Philadelphia, PA on LendMesh

If you’re searching for the best bank for a home equity line of credit in Philadelphia, PA, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better rates and more flexible terms that fit your needs. Taking a little extra time to shop around can save you money and ensure you find the right loan for your home improvement, debt consolidation, or other goals.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate. Just set your preferred interest rate, and we’ll notify you as soon as offers fall below it. You’ll also receive expert insights, market trends, and hand-picked loan deals on a weekly or monthly basis. Join thousands of Philadelphia borrowers who trust LendMesh to stay informed and find the best home equity loan opportunities without any hassle.

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