Home Equity Loans in Philadelphia, PA

Looking for the best line of credit loan rates in Philadelphia, PA? Tap into your home’s equity with local lenders who offer competitive rates and flexible repayment options designed to fit your needs. Whether it’s home improvements or debt consolidation, we make comparing offers easy.

Philadelphia homeowners trust community-focused lenders who understand the local market and provide fast funding with clear terms. Start comparing today to find the right line of credit that helps you manage expenses smoothly and build a stronger financial future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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If you’re searching for line of credit loan rates in Philadelphia, PA, it pays to explore multiple lenders before deciding. LendMesh makes it easy to compare offers side-by-side, helping you uncover better deals and more affordable options tailored to your needs. Take your time reviewing terms and rates to make the choice that fits your financial goals best.

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